Khalil Bawtag
Business Analyst & IT Consultant with a dual background in IT and Accounting — wiring AI and intelligent system design into compliant banking and finance operations.
Where IT meets business & compliance.
Seasoned Business Analyst and IT Consultant with a strong dual background in IT and Accounting, gained through international consultancy and the Dutch banking sector. I bridge the gap between complex financial operations and regulatory compliance with intelligent system configurations.
An entrepreneurial background as a former business manager means I bring a proactive, hands-on approach to stakeholder alignment, process optimisation, and agile delivery — now increasingly focused on integrating AI into operational workflows without breaking governance.
// Qualities & working style
Five countries, one obsession.
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Pittsburgh, USA2001 – 2005 · BSc IT with Accounting diploma, La Roche University
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Sanaa, Yemen2005 – 2018 · BetaLink Technology
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Dubai, UAE2005 – 2015 · Work visits & regional partnerships
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Kuala Lumpur, Malaysia2018 – 2021 · MSc Entrepreneurship, HELP University
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Utrecht, Netherlands2021 – present · Utrecht University → Rabobank → Softlink
Two decades, three domains.
IT Business Analyst within Credit Risk Analytics.
- Business & regulatory requirements, compliance analysis and implementation
- Analysis and reporting dashboards design
- Collibra — data management compliance
- Stakeholder management & communication; Azure DevOps backlogs, sprints, storage and dashboards
IT consultancy and services — betalinktech.com
- Management: business strategy, financial management, partnerships and project delivery
- IT consultancy: systems analysis & design, IT auditing, software requirements and licensing
The skills toolkit.
// AI & Data
// Cloud & Tooling
// Banking & Compliance
// Business & Delivery
// Operations & Strategy
// Product & Growth
// Field of interests
The paperwork.
Cum Laude, GPA 3.62, Dean's List. Nuffic equivalence: HBO Informatica.
Focused on startup strategy, digital business models, and entrepreneurial leadership.
Completed cross-disciplinary courses in inclusive design, accessibility, and technology adoption for diverse communities.
// Trainings & certifications
- AI Innovations — impact & opportunities · Jan 2026
- Azure Fundamentals & Administration · Apr 2025
- Banking Fundamentals · Mar 2025
- Principles of Sustainable Finance — Erasmus, 2020
- Fundamentals of Project P&M — UVA, 2020
- Business Strategy — UVA, 2020
- Marketing Strategy for Entrepreneurs — EIT Digital, 2020
- Business Communication — RITx, 2020
- Microeconomics — MITx, 2019
// Languages
A life outside the spreadsheet.
Beyond the desk — events, communities, and causes I’ve shown up for.
Let's build something.
Open to consulting, advisory, and full-time roles where IT meets finance — especially anything wiring AI into compliant operations.
Mahmoud
Bawtag
Mahmoud is currently in deep meditation, deciding what to disclose to the world about himself. Stay tuned.
Bio coming soon.
Maria
Bawtag
Maria is reviewing her bio with her lawyer before going live. Confidentiality clauses, you know.
Bio coming soon.
Awsan
Bawtag
Awsan is in stealth mode — debugging life and selecting his best take. Will surface shortly.
Bio coming soon.
Shadi
Bawtag
Shadi is currently negotiating with his focus group about which profile photo to use. Decision pending.
Bio coming soon.
The
others.
The rest of the family is queueing up backstage. They demand a green room and slightly better Wi-Fi before they make their grand entrance.
Send me names + a sentence each, and I'll build a tile grid here.